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Millennials are wise to think about estate planning

If you are in your 20s or 30s, you may not give much thought to estate planning. For one thing, you may think your assets are not sufficient to make up the framework of an "estate." For another, old age -- even middle age -- probably seems like forever into the future, so there is plenty of time to consider planning for your retirement years.

Are you about to join the sandwich generation?

Perhaps you are in your fifties and have a loving spouse, a career you enjoy and some free time to travel and pursue your hobbies. It sounds like a great life, but you see warning signs ahead. Your son, soon to graduate from college, is having trouble finding a suitable job. Your elderly parents, once so spry, are showing signs of forgetfulness and failing health.

Open adoption is now the norm in our country

There was a time when open adoption only meant that the biological parents knew the name and location of their child once he or she was adopted, but nothing more. However, the meaning has changed in recent years. For the most part, international adoptions are still closed, but here in the U.S., open adoptions, where there is interaction between all parties, has become increasingly common.

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